Enjoy priority access and flexible payment plans with leading developers such as Emaar and Nakheel.
Buying your first home in Dubai is easier than ever with the First-Time Home Buyer Programme, offering exclusive discounts and flexible payment plans.
Dubai: The Dubai Land Department (DLD) has made owning your first home easier with its First-Time Home Buyer Programme, launched in July 2025. The initiative offers residents exclusive benefits such as priority access to new property launches, discounted prices, and flexible payment plans. From off-plan apartments to ready-to-move-in villas and townhouses, the programme helps first-time buyers take their first step into Dubai’s property market.
What is the First-Time Home Buyer Programme?
The First-Time Home Buyer Programme is an initiative launched by the Dubai Land Department (DLD) to support residents purchasing their first property in Dubai. The programme is designed to reduce costs, simplify financing, and provide access to exclusive offers from developers and partner banks.
Key Benefits
Participants in the programme can take advantage of several exclusive benefits, including:
- Priority access to new property launches from top developers such as Emaar, Nakheel, and more.
- Special prices and flexible payment plans on selected projects.
- Easy instalments for DLD registration fees.
- Competitive mortgage rates from participating banks.
- Additional offers from developers and financial institutions.
Who Can Apply?
To qualify for the programme, applicants must meet the following conditions:
- Be a UAE resident of any nationality.
- Be at least 18 years old.
- Not currently own a freehold residential property in Dubai.
- Be purchasing a property valued at less than AED 5 million.
📌 Note: If you own property in a non-freehold location, you are still eligible to apply.
📌 If you don’t meet the criteria at the time of application, DLD will notify you, and you may reapply once eligible.
Benefits for First-Time Buyers
Eligible applicants can unlock a range of privileges, including:
- Priority booking for off-plan launches from participating developers.
- Discounts and preferential pricing on selected homes.
- Flexible payment schedules for both properties and registration fees.
- Interest-free instalment plans via eligible credit cards.
- Special mortgage products with lower rates and faster approvals.